LOWONGAN KERJA CREDIT RISK MANAGER
Consult Group recruits talented Human Capital for many of the worlds largest companies at middle, senior and executive levels of management, covering a broad range of industry sectors and diversity of cultures. Consult Group enables clients to maximize their commercial endeavours by attracting and securing the most capable of individuals.
Consult Group has always placed an emphasis on building long-term client relationships. Its success in this regard is demonstrated by a high level of repeat business with existing clients.
In addition to providing clients with high quality services in a professional manner, the Firms ability to sustain this record is also a result of its emphasis on specialized industry experience. Each Consult Group office is staffed to provide both a thorough knowledge of the local market and keen insight into key industries and functional areas.
Credit Risk Manager
Responsibilities:
Develops, implements and maintains credit risk policies, processes, and reports to ensure that credit risk is well managed.
Consult Group has always placed an emphasis on building long-term client relationships. Its success in this regard is demonstrated by a high level of repeat business with existing clients.
In addition to providing clients with high quality services in a professional manner, the Firms ability to sustain this record is also a result of its emphasis on specialized industry experience. Each Consult Group office is staffed to provide both a thorough knowledge of the local market and keen insight into key industries and functional areas.
Credit Risk Manager
Responsibilities:
Develops, implements and maintains credit risk policies, processes, and reports to ensure that credit risk is well managed.
- Ensures regular and appropriate portfolio MI, including stress tests and portfolio forecasts, is produced, reviewed and key drivers of business performance are understood.
- Acts as the primary point of contact on Credit Risk concerns, policy guidance and implementation.
- Develops training and awareness programs for Credit Risk.
- Provides expert guidance and ensures knowledge transfer to risk colleagues, the business and internal audit on risk appetite and associated policies and processes.
- Oversight of credit committees to ensure that they are following the desired remit.
- Rapid escalation of any credit risk issues or concerns as appropriate according to the policy guidelines.
- Reviews, amends and updates the Credit Risk guidelines in response to changes in the internal (including new product and business proposals) or external (including economic, legal, regulatory or competitor related) environment.
- Provides input and challenge to risk appetite proposals and participates in decision making through engagement and agreement on sector reviews, new product proposals, budgets, policy amendments, etc in light of market intelligence and emerging portfolio trends.
- Proven credit risk experience of 5+ years.
- Understanding of banking procedures.
- Sound knowledge of the regulatory and any other legal requirements for credit risk in financial services.
- Ability to interact confidentially with credit, risk and finance professionals and senior management across the Division and Group.
- Ability to build, develop and maintain excellent and effective working relationships across the Group.
- Excellent report writing and presentation skills.
- Knowledge of external environment including economic, regulatory and legal practices, trends and expected developments.
- Understanding of the business implications of risk decisions.
- Candidate must possess at least a Bachelor's Degree, Finance/Accountancy/Banking, Economics, Business Studies/Administration/Management or equivalent.